Savings Accounts

Money Market Account

  • $100 minimum to open
  • $2,500 minimum balance to avoid a Monthly Service Charge (M.S.C.)
  • If a M.S.C. does apply, the following fee will be assessed:
  • Minimum balance of:
  • $750 – $2,499 = $5 M.S.C
  • $0 – $749 = $10 M.S.C.

**Interest bearing – compounded monthly.  Interest rate to be determined by Wyoming Bank & Trust and is subject to change

Tier Four Rate minimum balance of $2,500 – $24,999
Tier Three Rate   minimum balance of $25,000 – $49,999
Tier Two Rate minimum balance of $50,000  – $74,999
Tier One Rate minimum balance of $75,000 and up

 

  • If the daily balance falls below $2,500 during the month, the interest rate will be 0%
  • Withdrawals or transfers are limited to six (6) per month. Withdrawals or transfers in excess of six (6), may be charged an Excess Withdrawal Fee of $1 per transaction  (transactions that continually exceed these parameters may result in account closure)

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Personal Savings Account

Wyoming Bank & Trust offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Wyoming Bank & Trust. It’s quick and easy with our Switch Kit.

 

Benefits:

  • Interest bearing – compounded quarterly**
  • $300 minimum balance to avoid a Quarterly Service Charge (Q.S.C.)
  • If a Q.S.C. does apply, a fee of $6 will be assessed
  • $50 daily balance must be maintained to earn interest for the statement period
  • Withdrawals are limited to six (6) per quarter.  Withdrawals in excess of six (6), will be charged an Excess Withdrawal Fee of $1.00 per transaction
  • Additional Note: Personal Savings without checking account – $500 minimum balance to avoid a Quarterly Service Charge (Q.S.C.) of $10.00.  Withdrawals in excess of six (6) per quarter will be charged an Excess Withdrawal Fee of $1.00 per transaction (transactions that continually exceed these parameters may result in account closure)


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Student Savings Account

Wyoming Bank & Trust offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Wyoming Bank & Trust. It’s quick and easy with our Switch Kit.

 

Benefits:

  • Age 18 or younger (or) full time student to qualify
  • Interest bearing – compounded quarterly**
  • $50 minimum balance to avoid a Quarterly Service Charge (Q.S.C.)
  • If a Q.S.C. does apply, a fee of $3 will be assessed
  • $10 daily daily balance must be maintained to earn interest for the statement period
  • Withdrawals are limited to six (6) per quarter.  Withdrawals in excess of six (6), will be charged an Excess Withdrawal Fee of $.50 per transaction (transactions that continually exceed these parameters may result in account closure)


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Health Savings Account

Wyoming Bank & Trust offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Wyoming Bank & Trust. It’s quick and easy with our Switch Kit.

 

Benefits:

  • $100 minimum to open
  • Unlimited check writing
  • Internet Bill Payments — $.50 per check initiated (image of check not included on statement)
  • You must maintain a minimum daily balance of $500 to earn interest
  • Quarterly Service Charge (Q.S.C.) of $5.00 per quarter (Q.S.C. waived on first statement cycle)

 

**Interest bearing – compounded monthly.  Interest rate to be determined by Wyoming Bank & Trust and is subject to change

Tier Four Rate minimum balance of $500 – $24,999
Tier Three Rate   minimum balance of $25,000 – $49,999
Tier Two Rate minimum balance of $50,000  – $74,999
Tier One Rate minimum balance of $75,000 and up