Checking Accounts

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Wyoming Mint Banking

For the discriminating depositor who deserves the best in checking account services.  Please call a personal banker at 307-632-7733 for more details.

Switch your Accounts to Wyoming Bank & Trust. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

 

Benefits:

  • Offers higher than market interest rates and no fees
  • Higher interest rates on  checking accounts
  • Higher interest rates on  Certificates of Deposits
  • Discounted Loan fees may apply
  • Discounted rates on Trust administration fees
  • No fees on many traditional bank services
  • First 10 Internet Bill Payments FREE per month, > 10 per month $.50 each
  • Requires a $10,000 minimum balance

                                                                         

Tier Four Rate minimum balance of $10,000 – $24,999
Tier Three Rate  minimum balance of $25,000 – $49,999
Tier Two Rate minimum balance of $50,000  – $74,999
Tier One Rate minimum balance of $75,000 and up

 


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Traditional Checking

Wyoming Bank & Trust offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Wyoming Bank & Trust. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

 

Benefits:

  • $100 minimum to open
  • Non-Interest bearing
  • Unlimited check writing
  • ATM / Debit Card / Overdraft Protection upon approval
  • Free Internet Banking (excludes any Internet access fee paid by customer)
  • Internet Bill Payments – 10 for $5.00 per month, > 10 per month, $.50 each
  • $500 minimum monthly balance (or)
  • Minimum monthly deposit or outstanding loan aggregate> $10,000 to avoid a Monthly Service Charge (M.S.C.)
  • If a M.S.C. does apply, the following fee will be assessed:
  • W / “Check-Safe-Keeping” – $6 M.S.C.
  • W/ Check Imaging – $8 M.S.C.

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Classic & Student Checking

Wyoming Bank & Trust offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Wyoming Bank & Trust. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

 

Benefits:

  • No minimum to open
  • Must be 62 years of age or over (or) full-time student
  • Non-interest bearing
  • Unlimited check writing
  • ATM / Debit Card / Overdraft Protection upon approval
  • Free Internet Banking (excludes any Internet access fee paid by customer)
  • Internet Bill Payments – 10 for $5.00 per month, > 10 per month, $.50 each
  • $250 minimum monthly balance ( or ) minimum monthly deposit & outstanding  loan aggregate*> $1,000 to avoid a Monthly Service Charge (M.S.C.)
  • If a M.S.C. does apply, the following fee will be assessed:
  • W / “Check-Safe-Keeping”   – $3 M.S.C.
  • W/ Check Imaging   – $5 M.S.C.
  • Free Trial Order (50) of personalized wallet or duplicate checks

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Value Checking

Wyoming Bank & Trust offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Wyoming Bank & Trust. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

 

Benefits:

  • $100 minimum to open
  • No minimum balance requirements
  • Non-Interest bearing
  • ATM / Debit Card / Overdraft Protection upon approval
  • Free Internet Banking (excludes any Internet access fee paid by customer)
  • Internet Bill Payments – 10 for $5.00 per month, > 10 per month, $.50 each
  • W / “Check-Safe-Keeping”   – $6 Flat Monthly Fee
  • W/ Check Imaging   – $8 Flat Monthly Fee
  • Personalized bank stock wallet checks at no charge (or) equal credit towards duplicates
  • $.05 per check > 40 checks per month

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Premier Checking

Wyoming Bank & Trust offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Switch your Accounts to Wyoming Bank & Trust. It’s quick and easy with our Switch Kit.

If you need to reorder checks use
our secure Check Reorder Form.

 

Benefits:

  • $100 minimum to open
  • Interest bearing / compounded monthly**
  • Unlimited check writing
  • ATM / Debit Card / Overdraft Protection upon approval
  • Free Internet Banking (excludes any Internet access fee paid by customer)
  • Internet Bill Payments – 10 for $5.00 per month, > 10 per month, $.50 each
  • $1,000 minimum monthly balance (or) minimum monthly deposit & outstanding loan aggregate> $15,000 to avoid a Monthly Service Charge (M.S.C.)
  • If a M.S.C. does apply, the following fee will be assessed:
  • W / “Check-Safe-Keeping” – $7 M.S.C.
  • W/ Check Imaging   – $9 M.S.C.
  • First order of personalized bank stock wallet checks at no charge (or) equal credit towards duplicates
  • No charge for Official Checks, Cashiers Checks or Money Orders
  • $15 credit towards Safe Deposit Box rental for one year (while supply lasts – good only at time of account opening)

*VISA and Conventional Mortgage loans not included

** Interest rate to be determined by Wyoming Bank & Trust and is subject to change

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s  accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov